Free tools
Free calculators for business owners.
Run the numbers a lender will run, before you apply. Everything works in your browser; nothing you type is sent to us.
Loan payment and coverage
Monthly payment, total interest, and whether your earnings cover the payment the way a lender checks.
CalculatorHow much can I borrow?
The largest loan your earnings support at the 1.25x coverage many banks want and the 1.15x SBA lenders look for.
CalculatorCash runway
How many months your cash lasts at today's burn, and the date it would run out or hit your minimum.
Excel template13-week cash forecast
The week-by-week cash view CFOs use, as a free spreadsheet with a worked example.
Want these numbers from your real books?
Tilo connects to QuickBooks or Xero and works out your coverage, the most you can borrow and your 13-week cash forecast automatically, then keeps them current every day.
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